Find your Routing Number (ABA) Transit Number - Wise (2024)

Are you using a US bank account to send or receive domestic or international wire transfers? Don’t know what your ABA routing number is? Always use the right routing number to avoid delayed transfers, and payment cancelations.

Find a Routing Number

Search for a bank name or enter a routing number to check it is valid.

Find your Routing Number (ABA) Transit Number - Wise (1)

What is a routing number?

In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9-digits, and depending on the purpose they serve, name differently:

  • Routing transit numbers
  • Check routing numbers
  • Fedwire numbers
  • ABA routing numbers

Bank routing numbers are used to process check and electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments.

The Federal Reserve Banks use routing transit numbers to process Fedwire funds transfers. The Automated Clearing House (ACH) network needs them to facilitate electronic transfers – like salary, and pension payments.

Where is a routing number on a check?

Your bank routing number can be found at the bottom left corner of a check. Here’s how to find your routing number and account number on any check issued by your bank.

Find your Routing Number (ABA) Transit Number - Wise (2)

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Find your Routing Number (ABA) Transit Number - Wise (3)

How to find your routing number online

Here are some of the ways to find your number online:

  1. On this website – We've listed routing numbers for some of the biggest banks in the US.
  2. Online banking – You’ll be able to get your bank's routing number by logging into online banking.
  3. Check or statement – bank-issued check or bank statement.
  4. Fedwire – You can look up your routing number on the official website of the Federal Reserve.

To make sure the bank can process your payment securely and quickly, you should always check routing numbers – including numbers on this page – with your bank or your recipient.

Find routing number for your bank

Bank

  • Wells Fargo
  • USAA Federal Savings Bank
  • US Bank
  • University of Wisconsin Credit Union
  • United Nations Federal Credit Union
  • UMB Bank
  • Truist Bank
  • TD Bank
  • State Department Federal Credit Union
  • Regions Bank
  • PNC Bank
  • Navy Federal Credit Union
  • MUFG Union Bank
  • Morgan Stanley Private Bank
  • Metropolitan Commercial Bank
  • Lake Michigan Credit Union
  • Chase
  • Indiana University Credit Union
  • Huntington National Bank
  • HSBC Bank USA
  • Hancock Whitney Bank
  • Goldman Sachs Bank USA
  • First Security State Bank
  • First Republic Bank
  • First Hawaiian Bank
  • First Citizens Bank and Trust Company
  • First Century Bank
  • Fifth Third Bank
  • Evolve Bank and Trust
  • East West Bank
  • Discover Bank
  • Community Federal Savings Bank
  • Citizens Bank National Association
  • Citibank
  • Choice Financial Group
  • Charles Schwab Bank
  • Central Pacific Bank
  • Capital One
  • Boeing Employees Credit Union
  • BMO Harris Bank
  • Bankcorp Bank
  • Bank of Hawaii
  • Bank of America
  • Bank Fund Staff Federal Credit Union
  • American Express National Bank
  • Ally Bank
  • SunTrust
  • Truist
  • KeyBank
  • First National Bank
  • Comerica Bank
  • PayPal Inc
  • International Bank of Commerce (IBC)
  • Green Dot Bank
  • Municipal Credit Union (MCU)
  • Santander Bank
  • Banco Popular
  • E-Trade
  • First Bank
  • Bank of the West
  • Union Bank
  • City National Bank
  • State Employees Credit Union
  • GECU
  • Arvest Bank
  • BancorpSouth Bank
  • Golden 1 Credit Union
  • Peoples Bank
  • Liberty Bank
  • VyStar Credit Union
  • Security Service Federal Credit Union
  • Teachers Federal Credit Union
  • United Bank
  • RBFCU
  • Mountain America Credit Union
  • Umpqua Bank
  • America First Credit Union
  • NBT Bank
  • Guaranty Bank
  • Utah Community Credit Union
  • Zions Bancorporation
  • Bank of Oklahoma
  • OnPoint Community Credit Union
  • Commerce Bank
  • Metro Credit Union
  • Indiana Members Credit Union
  • University Federal Credit Union
  • Eastern Bank
  • Philadelphia Federal Credit Union
  • SchoolsFirst
  • Educational Employees Credit Union
  • Nevada State Bank
  • EFCU Financial Credit Union
  • Members 1st Federal Credit Union
  • Huntington National Bank
  • Grow Financial
  • Patelco Credit Union
  • DFCU Financial
  • Chemical Bank
  • Alliant Credit Union
  • Northwest Bank
  • WECU
  • New England Federal Credit Union
  • ESL Federal Credit Union
  • Pentagon Federal Credit Union
  • Bangor Savings Bank
  • Renesant Bank
  • San Diego County Credit Union
  • Credit Union 1
  • Wise

Find your Routing Number (ABA) Transit Number - Wise (4)

Which routing number should you use?

Banks use different routing numbers for different types of transactions. For this reason, the routing number printed on your checks might not be the same number you need for an ACH transfer, or direct debit.

If you’re not sure which routing number you’ll need for a particular transfer type, you should check with your bank beforehand. Careful. Using the wrong number can lead to delays in processing the transfer.

Routing Number vs Account number

Bank account numbers and routing numbers are used in conjunction, but are different. The former identifies a bank or a financial institution, whereas the latter - an account number, is a unique number between eight and 12 digits representing any account you hold at your bank.

Routing numbers, on the other hand are used to identify banks when processing domestic check, and electronic payments or wire transfers in the United States.

Find your Routing Number (ABA) Transit Number - Wise (5)

Find your Routing Number (ABA) Transit Number - Wise (6)

What are routing numbers used for?

Banks use bank transit numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

  • Set up a direct deposit, or pay bills automatically from your US bank account
  • Have payments like a salary or pension deposited into your account
  • Pay in a check
  • Make a wire transfer or ACH payment to someone in the US

Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes (Bank Identification Codes)

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Find Swift Codes

Routing Numbers FAQS

Bank transit number is just another name for a routing number. Your bank transit number is the nine digit code that your bank or a financial institution is using for identification when clearing paper checks, or electronic transfers in the United States. Read more about what is routing number.

Similarly to ABA routing number, ACH routing number, is a nine digit code that a financial institution or a bank is using to clear electronic transfers (that are processed by the Automated Clearing House). All ACH routing numbers are ABA routing numbers, but not all ABA routing numbers are ACH routing numbers.

For some institutions ABA and ACH numbers are one and the same, but not for all. It varies from bank to bank, that’s why it is important to check whether this is the case. ABA should be listed as “check routing numbers” and ACH as “electronic” or “direct deposit” numbers on your official bank’s websites.

The error means that the account or routing number provided at the time of payment submission was incorrect, and the payment was not processed. To eliminate the error, please make sure you are using a valid routing number (your check routing number might be different from ACH number). You can check our list of US bank routing numbers.

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Find your Routing Number (ABA) Transit Number - Wise (2024)

FAQs

Find your Routing Number (ABA) Transit Number - Wise? ›

Online banking – You'll be able to get your bank's routing number by logging into online banking. Check or statement – bank-issued check or bank statement. Fedwire

Fedwire
Fedwire (formerly known as the Federal Reserve Wire Network) is a real-time gross settlement funds transfer system operated by the United States Federal Reserve Banks that allows financial institutions to electronically transfer funds between its more than 9,289 participants (as of March 19, 2009).
https://en.wikipedia.org › wiki › Fedwire
– You can look up your routing number on the official website of the Federal Reserve.

How can I find my routing number on Wise? ›

You can also find them if you log into your internet bank. Your account number should be next to your accounts, and your 9 digit routing number should be amongst your more detailed information.

How do I find my routing transit number ABA? ›

Where is the ABA Routing Number on my checks? You can find the ABA Routing Number at the bottom of your checks. The ABA Routing Number is the left-most number, followed by your account number, and then by the number of the check.

Is ABA Transit the same as routing number? ›

An ABA number (also known as routing number or routing transfer number) is a sequence of nine numeric characters used by banks to identify specific financial institutions within the United States.

Is my routing transit number the same as my routing number? ›

A bank transit number is commonly referred to in the United States as a routing number. It is a nine-digit number that is associated with a particular bank or other financial institution.

Is the aba routing number the same as ACH? ›

And while they do have similarities — and an ACH routing number is an ABA routing number — there are differences between ACH and ABA routing numbers: ABA routing numbers are used for paper or check transfers. ACH routing numbers are used for electronic transfers.

How do I find my Wise bank account number? ›

You can find your account number printed onto any correspondence from your bank - like a bank statement - or by logging into your online banking.

What does aba stand for? ›

Understanding ABA

ABA stands for applied behavior analysis and is considered the most effective treatment for autism by the medical, psychological, and behavioral health communities.

What is aba 021000322 bank of america? ›

021000322 is a routing number used for BANK OF AMERICA, N.A. in VA. This routing number supports ACH transfers.

What is the aba payment method? ›

ABA Payment Gateway, also known as Advanced Bank of Asia, is a payment processing solution that enables merchants to accept online payments from customers via multiple payment methods such as credit card, debit card, and mobile banking.

How to find your routing number without a check? ›

Your Bank's Online Portal or App — Outside of looking at your checks, the quickest and easiest way to find your bank's routing number is to check your account information through your bank's online portal or mobile app. Bank Statements — You can usually find your routing number somewhere on your monthly bank statement.

What is the 9 digit ABA number? ›

Routing Number is a 9-digit identification number commonly found at the bottom of a check, used by financial institutions to identify where a bank account is located.

What is the format of the ABA routing number? ›

An ABA routing number has nine digits. This nine-digit number has three components. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA institution identifier and the final digit is what's called a check digit that is used to prevent transaction errors.

How do I find my routing transit? ›

Online banking – You'll be able to get your bank's routing number by logging into online banking. Check or statement – bank-issued check or bank statement. Fedwire – You can look up your routing number on the official website of the Federal Reserve.

Does Wise have a routing number? ›

Receiving ACH payments into your Wise Account

Select Account details. Tap the option Inside the US or Outside the US depending on the payment you're receiving. You'll be shown your Wise routing information — as well as account number and other payment details.

Where is the Routing Transit Number on a debit card? ›

Debit cards and credit cards don't use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.

How can I access my routing number? ›

You can quickly and easily find your bank's routing number by looking for the nine-digit number in the bottom-left corner of your physical checks. If you don't have any checks, you could also check your bank's online portal or mobile app, as well as any account statements you may have access to.

Do I need a routing number for international transfer? ›

ABA numbers and international transfers

Nine-digit routing numbers are only used within the US, while most other countries use an IBAN instead. If you're abroad and wish to transfer funds into a US bank account, you'll need to provide the ABA number.

What is the routing number 26073008? ›

026073008 is a routing number used for COMMUNITY FEDERAL SAVINGS BANK in NY.

What bank is routing number 122045354? ›

122045354 is a routing number used for JENIUS BANK DIV OF MANUFACTURERS BK in CA. This routing number supports ACH transfers.

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